Conceptually, there is a difference between having a high tolerance for risk and enjoying taking risks. I understand the joy of taking risks ever more remotely as I age. I used to climb up cliffs barefoot in my swimsuit, sometimes over the water - not such a big deal - sometimes over rock when I was 14-15. I climbed buildings for the adrenaline rush. It now seems like another human being who did that. I get nervous on the roof of my shed now. Yet I do recall the feeling of great aliveness, of mastery over my environment, the physical pleasure of it.
I am reluctant to call those good feelings virtuous in any way. As there are uses for high risk behaviors that the tribe needs, in fighting fires, in going to war, in building things in dangerous environments it is good that a percentage of people actively enjoy these things, as you can find more volunteers to do them. Though my impression is that most dangerous professions quickly train people to reduce risk. "We've got plenty of danger to go around here, son. You don't need to go looking for extra." That certainly was the case in dealing with violent psychiatric patients, especially over time. When I started we still had a few guys who liked going at it with people, who were over-ready to engage with taking others down. The profession changed and those guys either learned to tone it down or were moved along.
As time went on, I thought I still had a high tolerance for risk, even as I moved increasingly away from risky activities. Part of this is aging, having seen things go awry quickly a hundred times when unnecessary risks are taken. Aging also makes you less able to conquer your environment. No more jumping fences or hopping from rack to rock in the stream. Eyesight is worse, reflexes are slower, and even if your reaction time is still good, you are moving much more weight around than you were when you were fifteen.
There is a personality - I encountered one today and thought immediately of a half-dozen others - that revels in the idea of risk, and considers those who don't embrace it with them to be timid, uncourageous, unmasculine. Well, maybe. But I think the fact that this feels good to them undercuts the idea that there is much virtue in it. They take physical pleasure in the adrenaline of working without a net. I have strong suspicions that this one man, no longer young, enjoys thinking of himself as a person who has a high tolerance for risk. But he doesn't, necessarily. Enjoying the chemicals isn't the same thing.
I think it is easy to fool ourselves on this one. In both directions, perhaps. We also tell ourselves that we are wiser in taking fewer risks because we take less pleasure in the adrenaline rush and sense of mastery that once drove us. Separating out what is biology and what is character isn't easy.
The occasion, BTW, was being asked to drive a multiply unsafe vehicle with no seat belt, and the risk-taker was an Eastern European who is tasked with keeping the vehicle in repair. He is a bit of a braggart about what risks he routinely endures and thinks others should, too. About driving, about covid, about refusing safety equipment.