I am running a very respectable 89 points in my bracket. But if someone picked the eventual winner and runner up, and no other games correctly that person would have 94 points: 32 for the championship, plus 31 points for all the champion's wins up to the final, plus 31 for the runner-up's wins up to the final (16 + 8 + 4...). You could coin flip the rest and win most office pools.
Nothing beats picking the final winner - all else is illusion. I have three of the final four, but don't have the one team I now think will win, Florida.